What is a MUDRA Loan?

Launched in 2015 under the Pradhan Mantri Mudra Yojana (PMMY), MUDRA loans offer collateral-free credit up to ₹10 lakh to non-corporate, non-farm micro and small enterprises via banks, NBFCs, and MFIs.

Purpose

  • Fund micro-units in manufacturing, trading, services, or agri-allied sectors.

  • Support startups, working capital, or expansion.

  • Promote inclusivity for women and new entrepreneurs.

Eligibility

  • Individuals, proprietorships, partnerships, or small businesses.

  • Non-farm enterprises needing up to ₹10 lakh.

  • No minimum business vintage; startups eligible.

  • Minimal documentation (GST/ITR optional for smaller loans).

Key Benefits

  • Categories:

    • Shishu

    • Kishor

    • Tarun

  • Collateral-free, backed by CGFMU.

  • Over 52 crore loans worth ₹33.65 lakh crore sanctioned by 2025.

  • 70% to women.

  • Repayment up to 7 years; apply via JanSamarth.

How to Apply?

  • Contact a MUDRA-partnered lender.

  • Submit KYC, business details, and loan purpose.

  • No processing fee for Shishu; minimal for others.

Inferno Finserv’s Expertise

Inferno Finserv’s extensive network ensures you secure MUDRA loans quickly and efficiently. We guide you through every step, making funding accessible for your micro-enterprise.

Why Choose MUDRA?
MUDRA’s “funding the unfunded” mission transforms lives. With Inferno Finserv, your entrepreneurial journey is supported every step of the way.

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