What is an MSME Loan?

MSME loans, supported by schemes like CGTMSE, PMEGP, and CLCSS, provide financial backing to Micro, Small, and Medium Enterprises. Offered through banks, NBFCs, and online platforms, these loans empower businesses contributing significantly to India’s GDP.

Purpose

  • Finance expansion, modernization, or working capital needs.

  • Support equipment purchases and technology upgrades.

  • Drive job creation under initiatives like Atmanirbhar Bharat.

Eligibility

  • Micro: Investment ≤ ₹1 crore, turnover ≤ ₹5 crore.

  • Small: Investment ≤ ₹10 crore, turnover ≤ ₹50 crore.

  • Medium: Investment ≤ ₹50 crore, turnover ≤ ₹250 crore.

  • Registered MSMEs (Udyam portal) in manufacturing, services, or trading.

  • Open to startups and existing businesses.

Key Benefits

  • Loans from ₹50,000 to crores, based on requirements.

  • Interest rates starting at ~9.5% p.a.

  • Collateral-free up to ₹10 crore via CGTMSE (2025 update).

  • Flexible tenures up to 15 years; special provisions for women.

How to Apply?

  • Register on the Udyam portal.

  • Approach banks/NBFCs or apply via JanSamarth/UdyamiMitra.

  • Submit business plan, financials, GST, and KYC documents.

Inferno Finserv’s Expertise

With Inferno Finserv, securing MSME loans is streamlined. Our industry connections and personalized approach ensure you get the right loan with minimal effort, empowering your business to scale new heights.

Why Choose MSME Loans?
Supporting over 6.3 crore MSMEs, these loans foster innovation and growth. Inferno Finserv is your partner to navigate this ecosystem with ease.

Get Started Now

Don’t let cash flow hold you back. Reach out to Inferno Finserv today for a quick quote and keep your supply chain strong!

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