The Credit Guarantee Fund Trust for Micro and Small Enterprises (CGTMSE), launched in 2000 by the Government of India and SIDBI, provides collateral-free loans to Micro and Small Enterprises (MSEs). By guaranteeing loans, it encourages lenders to support businesses without requiring assets or third-party guarantees.
Purpose
Fund business expansion, working capital, or new ventures.
Support first-generation entrepreneurs in scaling their ideas.
Promote financial inclusion by easing credit access.
Eligibility
New and existing Micro and Small Enterprises (per MSMED Act, 2006).
Businesses in manufacturing, services, or trading (exclusions: agriculture, SHGs, educational institutions).
Available via Member Lending Institutions (MLIs) like banks, NBFCs, and RRBs.
How to Apply?
Approach an MLI with a business plan and KYC documents.
Lender applies for CGTMSE coverage post-sanction.
Pay an annual guarantee fee (if applicable).
Inferno Finserv makes securing a CGTMSE loan effortless. Our deep industry network and expert guidance ensure quick approvals and hassle-free processing, connecting you with trusted lenders to fuel your business growth.
Why Choose CGTMSE?
With higher limits and robust coverage, CGTMSE is a game-changer for MSMEs. Partner with Inferno Finserv to unlock this opportunity seamlessly!
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Don’t let cash flow hold you back. Reach out to Inferno Finserv today for a quick quote and keep your supply chain strong!
Inferno Finserv is your trusted financial partner, delivering smart funding solutions tailored to your business needs. From Invoice Discounting and Debt Funding to Government-backed MSME Loans, we empower growth with speed and flexibility.