What is the CGTMSE Loan?

The Credit Guarantee Fund Trust for Micro and Small Enterprises (CGTMSE), launched in 2000 by the Government of India and SIDBI, provides collateral-free loans to Micro and Small Enterprises (MSEs). By guaranteeing loans, it encourages lenders to support businesses without requiring assets or third-party guarantees.

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Purpose

  • Fund business expansion, working capital, or new ventures.

  • Support first-generation entrepreneurs in scaling their ideas.

  • Promote financial inclusion by easing credit access.

Eligibility

  • New and existing Micro and Small Enterprises (per MSMED Act, 2006).

  • Businesses in manufacturing, services, or trading (exclusions: agriculture, SHGs, educational institutions).

  • Available via Member Lending Institutions (MLIs) like banks, NBFCs, and RRBs.

How to Apply?

  • Approach an MLI with a business plan and KYC documents.

  • Lender applies for CGTMSE coverage post-sanction.

  • Pay an annual guarantee fee (if applicable).

Inferno Finserv’s Expertise

Inferno Finserv makes securing a CGTMSE loan effortless. Our deep industry network and expert guidance ensure quick approvals and hassle-free processing, connecting you with trusted lenders to fuel your business growth.

Why Choose CGTMSE?
With higher limits and robust coverage, CGTMSE is a game-changer for MSMEs. Partner with Inferno Finserv to unlock this opportunity seamlessly!

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Don’t let cash flow hold you back. Reach out to Inferno Finserv today for a quick quote and keep your supply chain strong!